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BESTOne Basic Silver
Healthcare.gov Individual Dental Plan Finder
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BESTOne Basic Silver

Overview
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BESTOne Basic Silver is an individual dental health plan issued by BEST Life and Health Insurance Company and is available for the year 2019. This dental plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA).

Do I Need to Buy a Dental Plan?

Some but not all health plans offer dental coverage. If your health plan does not include dental coverage, you can purchase a stand-alone dental plan.

However, you cannot buy a dental plan from the government healthcare marketplace, unless you are also buying a health plan at the same time.

Where Do I Need to Live to Quality for this Plan?

This plan is available for qualifying individuals who live in Sublette county, Wyoming.

What Type of Dental Plan Is This?

This plan is an Indemnity plan, which are also known as fee-for-service plans. In this type of plan, the insurance company will pay a percentage of the charges for a service, and you pay the remainder.

There is no provider network, so you can see any doctor or visit any hospital you would like. Fees for service are determined by the doctor, hospital, and other health providers. The percentage that is paid by the insurance company is pre-determined and fixed.

This is a lower premium, higher copay and deductible plan. This means you pay less every month, but you will pay more when you use dental services. This plan is better for those who plan to use a lot of dental services.

Where Can I Buy This Plan?

You can purchase this plan at HealthCare.gov.

About
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Issuer
BEST Life and Health Insurance Company
Plan ID
47731WY0020006
Coverage area
Sublette County, Wyoming
Phone
Local Phone: 1-949-253-4080
Toll-Free: 1-800-433-0088
TTY: 1-949-222-2134
Plan type
Coverage type
Low
Child only option
Allows Adult and Child-Only
Deductible
$75
Out-of-Pocket Maximum
$350
Coverage
Adult Dental Coverage
Child Dental Coverage
Deductible
Dental Deductible (Individual) $75
Dental Maximum Out of Pocket (Individual) $350
Dental Deductible (Family) See Plan Brochure
Dental Maximum Out of Pocket (Family) $700
Routine Dental Services (Adult) No Charge
Basic Dental Care (Adult) 60% Coinsurance after deductible
Major Dental Care (Adult) 70% Coinsurance after deductible
Adult Orthodontics Not Covered
Dental Check-Up for Children No Charge
Basic Dental Care (Child) 30% Coinsurance after deductible
Major Dental Care (Child) 50% Coinsurance after deductible
Orthodontia (Child) 50%
Premium Rates
Premium Child Age 0-14 29
Preimum Child Age 18 29
Premium Adult Individual Age 21 21
Premium Adult Individual Age 27 23
Premium Adult Individual Age 30 23
Premium Adult Individual Age 40 23
Premium Adult Individual Age 50 23
Premium Adult Individual Age 60 23
Premium Couple 21 43
Premium Couple 30 46
Premium Couple 40 46
Premium Couple 50 46
Premium Couple 60 46
Couple+1 child, Age 21 72
Couple+1 child, Age 30 75
Couple+1 child, Age 40 75
Couple+1 child, Age 50 75
Couple+2 children, Age 21 101
Couple+2 children, Age 30 104
Couple+2 children, Age 40 104
Couple+2 children, Age 50 104
Couple+3 or more Children, Age 21 131
Couple+3 or more Children, Age 30 134
Couple+3 or more Children, Age 40 134
Couple+3 or more Children, Age 50 134
Individual+1 child, Age 21 50
Individual+1 child, Age 30 52
Individual+1 child, Age 40 52
Individual+1 child, Age 50 52
Individual+2 children, Age 21 80
Individual+2 children, Age 30 81
Individual+2 children, Age 40 81
Individual+2 children, Age 50 81
Individual+3 or more children, Age 21 109
Individual+3 or more children, Age 30 110
Individual+3 or more children, Age 40 110
Individual+3 or more children, Age 50 110
Reference
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  • HealthCare.gov. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/
  • What You Should Know about Provider Networks. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://marketplace.cms.gov/outreach-and-education/what-you-should-know-provider-networks.pdf
  • Dental coverage in the Marketplace. U.S. Centers for Medicare & Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/coverage/dental-coverage/