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BESTOne Dental Plus-Silver
Healthcare.gov Individual Dental Plan Finder
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BESTOne Dental Plus-Silver

Overview
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BESTOne Dental Plus-Silver is an individual dental health plan issued by BEST Life and Health Insurance Company and is available for the year 2019. This dental plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA).

Do I Need to Buy a Dental Plan?

Some but not all health plans offer dental coverage. If your health plan does not include dental coverage, you can purchase a stand-alone dental plan.

However, you cannot buy a dental plan from the government healthcare marketplace, unless you are also buying a health plan at the same time.

Where Do I Need to Live to Quality for this Plan?

This plan is available for qualifying individuals who live in Kane county, Illinois.

What Type of Dental Plan Is This?

This plan is a PPO plan, which is also known as a "Preferred Provider Organization." In this type of insurance plan, you can choose to receive care from doctors, hospitals, and other providers who are in-network or out-of-network. You pay less if you use in-network providers. In a PPO plan, you can visit any doctor without getting a referral.

This is a lower premium, higher copay and deductible plan. This means you pay less every month, but you will pay more when you use dental services. This plan is better for those who plan to use a lot of dental services.

Where Can I Buy This Plan?

You can purchase this plan at HealthCare.gov.

About
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Issuer
BEST Life and Health Insurance Company
Plan ID
84033IL0020001
Coverage area
Kane County, Illinois
Phone
Local Phone: 1-949-253-4080
Toll-Free: 1-800-433-0088
TTY: 1-949-222-2134
Plan type
PPO
Coverage type
Low
Child only option
Allows Adult and Child-Only
Deductible
$75
Out-of-Pocket Maximum
$350
Coverage
Adult Dental Coverage
Child Dental Coverage
Deductible
Dental Deductible (Individual) $75
Dental Maximum Out of Pocket (Individual) $350
Dental Deductible (Family) See Plan Brochure
Dental Maximum Out of Pocket (Family) $700
Routine Dental Services (Adult) No Charge
Basic Dental Care (Adult) 30% Coinsurance after deductible
Major Dental Care (Adult) 60% Coinsurance after deductible
Adult Orthodontics Not Covered
Dental Check-Up for Children No Charge
Basic Dental Care (Child) 40% Coinsurance after deductible
Major Dental Care (Child) 50% Coinsurance after deductible
Orthodontia (Child) 50%
Premium Rates
Premium Child Age 0-14 37
Preimum Child Age 18 37
Premium Adult Individual Age 21 35
Premium Adult Individual Age 27 38
Premium Adult Individual Age 30 38
Premium Adult Individual Age 40 38
Premium Adult Individual Age 50 38
Premium Adult Individual Age 60 38
Premium Couple 21 71
Premium Couple 30 76
Premium Couple 40 76
Premium Couple 50 76
Premium Couple 60 76
Couple+1 child, Age 21 109
Couple+1 child, Age 30 113
Couple+1 child, Age 40 113
Couple+1 child, Age 50 113
Couple+2 children, Age 21 146
Couple+2 children, Age 30 151
Couple+2 children, Age 40 151
Couple+2 children, Age 50 151
Couple+3 or more Children, Age 21 183
Couple+3 or more Children, Age 30 188
Couple+3 or more Children, Age 40 188
Couple+3 or more Children, Age 50 188
Individual+1 child, Age 21 73
Individual+1 child, Age 30 75
Individual+1 child, Age 40 75
Individual+1 child, Age 50 75
Individual+2 children, Age 21 110
Individual+2 children, Age 30 112
Individual+2 children, Age 40 112
Individual+2 children, Age 50 112
Individual+3 or more children, Age 21 147
Individual+3 or more children, Age 30 149
Individual+3 or more children, Age 40 149
Individual+3 or more children, Age 50 149
Reference
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  • HealthCare.gov. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/
  • What You Should Know about Provider Networks. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://marketplace.cms.gov/outreach-and-education/what-you-should-know-provider-networks.pdf
  • Dental coverage in the Marketplace. U.S. Centers for Medicare & Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/coverage/dental-coverage/