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Delta Dental Family Gold Plan
Healthcare.gov Individual Dental Plan Finder
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Delta Dental Family Gold Plan

Overview
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Delta Dental Family Gold Plan is an individual dental health plan issued by Delta Dental Plan of Arkansas, Inc. and is available for the year 2019. This dental plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA).

Do I Need to Buy a Dental Plan?

Some but not all health plans offer dental coverage. If your health plan does not include dental coverage, you can purchase a stand-alone dental plan.

However, you cannot buy a dental plan from the government healthcare marketplace, unless you are also buying a health plan at the same time.

Where Do I Need to Live to Quality for this Plan?

This plan is available for qualifying individuals who live in Carroll county, Arkansas.

What Type of Dental Plan Is This?

This plan is a PPO plan, which is also known as a "Preferred Provider Organization." In this type of insurance plan, you can choose to receive care from doctors, hospitals, and other providers who are in-network or out-of-network. You pay less if you use in-network providers. In a PPO plan, you can visit any doctor without getting a referral.

This is a higher premium, lower copay and deductible plan. This means you pay more every month, but you will pay less when you use dental services. This plan is better for those who plan not to use a lot of dental services.

Where Can I Buy This Plan?

You can purchase this plan at HealthCare.gov.

About
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Issuer
Delta Dental Plan of Arkansas, Inc.
Plan ID
28348AR0100002
Coverage area
Carroll County, Arkansas
Phone
Local Phone: 1-800-971-4108
Toll-Free: 1-800-971-4108
TTY:
Plan type
PPO
Coverage type
Child only option
Allows Adult and Child-Only
Deductible
Not Applicable
Out-of-Pocket Maximum
$350
Coverage
Adult Dental Coverage
Child Dental Coverage
Deductible
Dental Deductible (Individual) Not Applicable
Dental Maximum Out of Pocket (Individual) $350
Dental Deductible (Family) Not Applicable
Dental Maximum Out of Pocket (Family) $700
Routine Dental Services (Adult) No Charge after Deductible
Basic Dental Care (Adult) 20% Coinsurance after deductible
Major Dental Care (Adult) 50% Coinsurance after deductible
Adult Orthodontics Not Covered
Dental Check-Up for Children No Charge
Basic Dental Care (Child) 10%
Major Dental Care (Child) 50%
Orthodontia (Child) Not Covered
Premium Rates
Premium Child Age 0-14 26
Preimum Child Age 18 26
Premium Adult Individual Age 21 33
Premium Adult Individual Age 27 33
Premium Adult Individual Age 30 33
Premium Adult Individual Age 40 36
Premium Adult Individual Age 50 36
Premium Adult Individual Age 60 42
Premium Couple 21 67
Premium Couple 30 67
Premium Couple 40 72
Premium Couple 50 72
Premium Couple 60 85
Couple+1 child, Age 21 93
Couple+1 child, Age 30 93
Couple+1 child, Age 40 99
Couple+1 child, Age 50 99
Couple+2 children, Age 21 120
Couple+2 children, Age 30 120
Couple+2 children, Age 40 125
Couple+2 children, Age 50 125
Couple+3 or more Children, Age 21 146
Couple+3 or more Children, Age 30 146
Couple+3 or more Children, Age 40 151
Couple+3 or more Children, Age 50 151
Individual+1 child, Age 21 60
Individual+1 child, Age 30 60
Individual+1 child, Age 40 62
Individual+1 child, Age 50 62
Individual+2 children, Age 21 86
Individual+2 children, Age 30 86
Individual+2 children, Age 40 89
Individual+2 children, Age 50 89
Individual+3 or more children, Age 21 112
Individual+3 or more children, Age 30 112
Individual+3 or more children, Age 40 115
Individual+3 or more children, Age 50 115
Reference
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  • HealthCare.gov. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/
  • What You Should Know about Provider Networks. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://marketplace.cms.gov/outreach-and-education/what-you-should-know-provider-networks.pdf
  • Dental coverage in the Marketplace. U.S. Centers for Medicare & Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/coverage/dental-coverage/