Delta Dental Individual Kids Preferred Plan is an individual dental health plan issued by Delta Dental of Illinois and is available for the year 2019. This dental plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA).
Some but not all health plans offer dental coverage. If your health plan does not include dental coverage, you can purchase a stand-alone dental plan.
However, you cannot buy a dental plan from the government healthcare marketplace, unless you are also buying a health plan at the same time.
This plan is available for qualifying individuals who live in Hamilton county, Illinois.
This plan is an EPO plan, which is also known as an "Exclusive Provider Organization." An EPO is a managed care plan where services are covered so long as the the hospitals, dentists, and other health providers in the plan's network are used.
This is a lower premium, higher copay and deductible plan. This means you pay less every month, but you will pay more when you use dental services. This plan is better for those who plan to use a lot of dental services.
You can purchase this plan at HealthCare.gov.
|Child Dental Coverage|
|Dental Deductible (Individual)||$50|
|Dental Maximum Out of Pocket (Individual)||$350|
|Dental Deductible (Family)||See Plan Brochure|
|Dental Maximum Out of Pocket (Family)||$700|
|Routine Dental Services (Adult)||Not Covered|
|Basic Dental Care (Adult)||Not Covered|
|Major Dental Care (Adult)||Not Covered|
|Adult Orthodontics||Not Covered|
|Dental Check-Up for Children||No Charge|
|Basic Dental Care (Child)||20% Coinsurance after deductible|
|Major Dental Care (Child)||50% Coinsurance after deductible|
|Premium Child Age 0-14||31|
|Preimum Child Age 18||31|