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Renaissance Individual Dental PPO, EHB Certified (Exchange)
Healthcare.gov Individual Dental Plan Finder
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Renaissance Individual Dental PPO, EHB Certified (Exchange)

Overview
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Renaissance Individual Dental PPO, EHB Certified (Exchange) is an individual dental health plan issued by Renaissance Life & Health Insurance Company of America and is available for the year 2019. This dental plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA).

Do I Need to Buy a Dental Plan?

Some but not all health plans offer dental coverage. If your health plan does not include dental coverage, you can purchase a stand-alone dental plan.

However, you cannot buy a dental plan from the government healthcare marketplace, unless you are also buying a health plan at the same time.

Where Do I Need to Live to Quality for this Plan?

This plan is available for qualifying individuals who live in Sweetwater county, Wyoming.

What Type of Dental Plan Is This?

This plan is a PPO plan, which is also known as a "Preferred Provider Organization." In this type of insurance plan, you can choose to receive care from doctors, hospitals, and other providers who are in-network or out-of-network. You pay less if you use in-network providers. In a PPO plan, you can visit any doctor without getting a referral.

This is a lower premium, higher copay and deductible plan. This means you pay less every month, but you will pay more when you use dental services. This plan is better for those who plan to use a lot of dental services.

Where Can I Buy This Plan?

You can purchase this plan at HealthCare.gov.

About
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Issuer
Renaissance Life & Health Insurance Company of America
Plan ID
80132WY0040002
Coverage area
Sweetwater County, Wyoming
Phone
Local Phone: 1-888-791-5995
Toll-Free: 1-888-791-5995
TTY: 1-888-791-5995
Plan type
PPO
Coverage type
Low
Child only option
Allows Adult and Child-Only
Deductible
$50
Out-of-Pocket Maximum
$350
Coverage
Adult Dental Coverage
Child Dental Coverage
Deductible
Dental Deductible (Individual) $50
Dental Maximum Out of Pocket (Individual) $350
Dental Deductible (Family) $150
Dental Maximum Out of Pocket (Family) $700
Routine Dental Services (Adult) 20%
Basic Dental Care (Adult) 40% Coinsurance after deductible
Major Dental Care (Adult) 50% Coinsurance after deductible
Adult Orthodontics Not Covered
Dental Check-Up for Children 20%
Basic Dental Care (Child) 40% Coinsurance after deductible
Major Dental Care (Child) 50% Coinsurance after deductible
Orthodontia (Child) 50%
Premium Rates
Premium Child Age 0-14 31
Preimum Child Age 18 31
Premium Adult Individual Age 21 31
Premium Adult Individual Age 27 19
Premium Adult Individual Age 30 19
Premium Adult Individual Age 40 20
Premium Adult Individual Age 50 23
Premium Adult Individual Age 60 28
Premium Couple 21 63
Premium Couple 30 38
Premium Couple 40 40
Premium Couple 50 46
Premium Couple 60 57
Couple+1 child, Age 21 95
Couple+1 child, Age 30 70
Couple+1 child, Age 40 72
Couple+1 child, Age 50 78
Couple+2 children, Age 21 127
Couple+2 children, Age 30 102
Couple+2 children, Age 40 104
Couple+2 children, Age 50 110
Couple+3 or more Children, Age 21 159
Couple+3 or more Children, Age 30 134
Couple+3 or more Children, Age 40 136
Couple+3 or more Children, Age 50 141
Individual+1 child, Age 21 63
Individual+1 child, Age 30 51
Individual+1 child, Age 40 52
Individual+1 child, Age 50 55
Individual+2 children, Age 21 95
Individual+2 children, Age 30 83
Individual+2 children, Age 40 83
Individual+2 children, Age 50 86
Individual+3 or more children, Age 21 127
Individual+3 or more children, Age 30 114
Individual+3 or more children, Age 40 115
Individual+3 or more children, Age 50 118
Reference
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  • HealthCare.gov. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/
  • What You Should Know about Provider Networks. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://marketplace.cms.gov/outreach-and-education/what-you-should-know-provider-networks.pdf
  • Dental coverage in the Marketplace. U.S. Centers for Medicare & Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/coverage/dental-coverage/