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TruAssure Preferred Adult or Child Dental Plan
Healthcare.gov Individual Dental Plan Finder
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TruAssure Preferred Adult or Child Dental Plan

Overview
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TruAssure Preferred Adult or Child Dental Plan is an individual dental health plan issued by TRUASSURE INSURANCE COMPANY and is available for the year 2019. This dental plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA).

Do I Need to Buy a Dental Plan?

Some but not all health plans offer dental coverage. If your health plan does not include dental coverage, you can purchase a stand-alone dental plan.

However, you cannot buy a dental plan from the government healthcare marketplace, unless you are also buying a health plan at the same time.

Where Do I Need to Live to Quality for this Plan?

This plan is available for qualifying individuals who live in Shiawassee county, Michigan.

What Type of Dental Plan Is This?

This plan is a PPO plan, which is also known as a "Preferred Provider Organization." In this type of insurance plan, you can choose to receive care from doctors, hospitals, and other providers who are in-network or out-of-network. You pay less if you use in-network providers. In a PPO plan, you can visit any doctor without getting a referral.

This is a higher premium, lower copay and deductible plan. This means you pay more every month, but you will pay less when you use dental services. This plan is better for those who plan not to use a lot of dental services.

Where Can I Buy This Plan?

You can purchase this plan at HealthCare.gov.

About
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Issuer
TRUASSURE INSURANCE COMPANY
Plan ID
12858MI0020001
Coverage area
Shiawassee County, Michigan
Phone
Local Phone: 1-888-559-0781
Toll-Free: 1-888-559-0781
TTY: 1-800-526-0844
Plan type
PPO
Coverage type
Child only option
Allows Adult and Child-Only
Deductible
$40
Out-of-Pocket Maximum
$350
Coverage
Adult Dental Coverage
Child Dental Coverage
Deductible
Dental Deductible (Individual) $40
Dental Maximum Out of Pocket (Individual) $350
Dental Deductible (Family) See Plan Brochure
Dental Maximum Out of Pocket (Family) $700
Routine Dental Services (Adult) No Charge
Basic Dental Care (Adult) 30% Coinsurance after deductible
Major Dental Care (Adult) 50% Coinsurance after deductible
Adult Orthodontics Not Covered
Dental Check-Up for Children No Charge
Basic Dental Care (Child) 30% Coinsurance after deductible
Major Dental Care (Child) 50% Coinsurance after deductible
Orthodontia (Child) Not Covered
Premium Rates
Premium Child Age 0-14 41
Preimum Child Age 18 41
Premium Adult Individual Age 21 50
Premium Adult Individual Age 27 50
Premium Adult Individual Age 30 50
Premium Adult Individual Age 40 50
Premium Adult Individual Age 50 50
Premium Adult Individual Age 60 50
Premium Couple 21 101
Premium Couple 30 101
Premium Couple 40 101
Premium Couple 50 101
Premium Couple 60 101
Couple+1 child, Age 21 143
Couple+1 child, Age 30 143
Couple+1 child, Age 40 143
Couple+1 child, Age 50 143
Couple+2 children, Age 21 185
Couple+2 children, Age 30 185
Couple+2 children, Age 40 185
Couple+2 children, Age 50 185
Couple+3 or more Children, Age 21 227
Couple+3 or more Children, Age 30 227
Couple+3 or more Children, Age 40 227
Couple+3 or more Children, Age 50 227
Individual+1 child, Age 21 92
Individual+1 child, Age 30 92
Individual+1 child, Age 40 92
Individual+1 child, Age 50 92
Individual+2 children, Age 21 134
Individual+2 children, Age 30 134
Individual+2 children, Age 40 134
Individual+2 children, Age 50 134
Individual+3 or more children, Age 21 176
Individual+3 or more children, Age 30 176
Individual+3 or more children, Age 40 176
Individual+3 or more children, Age 50 176
Reference
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  • HealthCare.gov. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/
  • What You Should Know about Provider Networks. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://marketplace.cms.gov/outreach-and-education/what-you-should-know-provider-networks.pdf
  • Dental coverage in the Marketplace. U.S. Centers for Medicare & Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/coverage/dental-coverage/