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Blue Cross Select Gold
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Blue Cross Select Gold

Overview
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Blue Cross Select Gold is an individual health health plan issued by Blue Cross and Blue Shield of Alabama and is available for the year 2019. This health plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA).

Where Do I Need to Live to Quality for this Plan?

This plan is available for qualifying individuals who live in Lamar county, Alabama.

What Type of Health Plan Is This?

This plan is a PPO plan, which is also known as a "Preferred Provider Organization." In this type of insurance plan, you can choose to receive care from doctors, hospitals, and other providers who are in-network or out-of-network. You pay less if you use in-network providers. In a PPO plan, you can visit any doctor without getting a referral.

Where Can I Buy This Plan?

You can purchase this plan at HealthCare.gov.

About
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Issuer
Blue Cross and Blue Shield of Alabama
Plan ID
46944AL0650001
Coverage area
Lamar County, Alabama
Phone
Local Phone: 1-855-350-7437
Toll-Free: 1-855-350-7437
TTY:
Plan type
PPO
Coverage type
Medical deductible
$850
Out-of-pocket maximum
$6,000
Generic drug co-pay
$10
Preferred brand drug co-pay
$45
Primary care physician visit cost
$35
Specialist doctor visit cost
$50
Doctor Visits
Primary Care Visit $35
Specialist Visit $50
Emergency Room Visit $300
Inpatient Facility Visit $300 Copay per Day
Inpatient Physician Visit No Charge after Deductible
Prescription Drugs
Generic Drugs $10
Preferred Brand Drugs $45
Non-preferred Brand Drugs 40%
Specialty Drugs $175
Medical Deductible
Medical Deductible (Individual) $850
Medical Maximum Out Of Pocket (Individual) $6,000
Medical Deductible (Family) $1,700
Medical Maximum Out Of Pocket (Family) $12,000
Drug Deductible
Drug Deductible (Individual) $0
Drug Maximum Out Of Pocket (Individual) Included in Medical
Drug Deductible (Family) $0
Drug Maximum Out Of Pocket (Family) Included in Medical
Premium Rates
EHB Percent of Total Premium 100.00%
Premium Child Age 0-14 288
Premium Child Age 18 288
Premium Adult Individual Age 21 454
Premium Adult Individual Age 27 476
Premium Adult Individual Age 30 515
Premium Adult Individual Age 40 580
Premium Adult Individual Age 50 811
Premium Adult Individual Age 60 1,232
Premium Couple 21 908
Premium Couple 30 1,031
Premium Couple 40 1,161
Premium Couple 50 1,622
Premium Couple 60 2,465
Couple+1 child, Age 21 1,196
Couple+1 child, Age 30 1,319
Couple+1 child, Age 40 1,449
Couple+1 child, Age 50 1,911
Couple+2 children, Age 21 1,485
Couple+2 children, Age 30 1,608
Couple+2 children, Age 40 1,738
Couple+2 children, Age 50 2,199
Couple+3 or more Children, Age 21 1,773
Couple+3 or more Children, Age 30 1,896
Couple+3 or more Children, Age 40 2,026
Couple+3 or more Children, Age 50 2,488
Individual+1 child, Age 21 742
Individual+1 child, Age 30 804
Individual+1 child, Age 40 869
Individual+1 child, Age 50 1,099
Individual+2 children, Age 21 1,031
Individual+2 children, Age 30 1,092
Individual+2 children, Age 40 1,157
Individual+2 children, Age 50 1,388
Individual+3 or more children, Age 21 1,319
Individual+3 or more children, Age 30 1,380
Individual+3 or more children, Age 40 1,445
Individual+3 or more children, Age 50 1,676
Reference
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  • HealthCare.gov. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov
  • The 'metal' categories: Bronze, Silver, Gold & Platinum. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/choose-a-plan/plans-categories
  • Health insurance plan & network types: HMOs, PPOs, and more. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/choose-a-plan/plan-types