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Blue Cross Select Gold
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Blue Cross Select Gold

Overview
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Blue Cross Select Gold is an individual health health plan issued by Blue Cross and Blue Shield of Alabama and is available for the year 2019. This health plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA).

Where Do I Need to Live to Quality for this Plan?

This plan is available for qualifying individuals who live in Elmore county, Alabama.

What Type of Health Plan Is This?

This plan is a PPO plan, which is also known as a "Preferred Provider Organization." In this type of insurance plan, you can choose to receive care from doctors, hospitals, and other providers who are in-network or out-of-network. You pay less if you use in-network providers. In a PPO plan, you can visit any doctor without getting a referral.

Where Can I Buy This Plan?

You can purchase this plan at HealthCare.gov.

About
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Issuer
Blue Cross and Blue Shield of Alabama
Plan ID
46944AL0650001
Coverage area
Elmore County, Alabama
Phone
Local Phone: 1-855-350-7437
Toll-Free: 1-855-350-7437
TTY:
Plan type
PPO
Coverage type
Medical deductible
$850
Out-of-pocket maximum
$6,000
Generic drug co-pay
$10
Preferred brand drug co-pay
$45
Primary care physician visit cost
$35
Specialist doctor visit cost
$50
Doctor Visits
Primary Care Visit $35
Specialist Visit $50
Emergency Room Visit $300
Inpatient Facility Visit $300 Copay per Day
Inpatient Physician Visit No Charge after Deductible
Prescription Drugs
Generic Drugs $10
Preferred Brand Drugs $45
Non-preferred Brand Drugs 40%
Specialty Drugs $175
Medical Deductible
Medical Deductible (Individual) $850
Medical Maximum Out Of Pocket (Individual) $6,000
Medical Deductible (Family) $1,700
Medical Maximum Out Of Pocket (Family) $12,000
Drug Deductible
Drug Deductible (Individual) $0
Drug Maximum Out Of Pocket (Individual) Included in Medical
Drug Deductible (Family) $0
Drug Maximum Out Of Pocket (Family) Included in Medical
Premium Rates
EHB Percent of Total Premium 100.00%
Premium Child Age 0-14 306
Premium Child Age 18 306
Premium Adult Individual Age 21 483
Premium Adult Individual Age 27 506
Premium Adult Individual Age 30 548
Premium Adult Individual Age 40 617
Premium Adult Individual Age 50 863
Premium Adult Individual Age 60 1,311
Premium Couple 21 966
Premium Couple 30 1097
Premium Couple 40 1,235
Premium Couple 50 1,726
Premium Couple 60 2,623
Couple+1 child, Age 21 1,273
Couple+1 child, Age 30 1,403
Couple+1 child, Age 40 1,542
Couple+1 child, Age 50 2,033
Couple+2 children, Age 21 1,580
Couple+2 children, Age 30 1,710
Couple+2 children, Age 40 1,848
Couple+2 children, Age 50 2,339
Couple+3 or more Children, Age 21 1,887
Couple+3 or more Children, Age 30 2,017
Couple+3 or more Children, Age 40 2,155
Couple+3 or more Children, Age 50 2,646
Individual+1 child, Age 21 790
Individual+1 child, Age 30 855
Individual+1 child, Age 40 924
Individual+1 child, Age 50 1,169
Individual+2 children, Age 21 1097
Individual+2 children, Age 30 1,162
Individual+2 children, Age 40 1,231
Individual+2 children, Age 50 1,476
Individual+3 or more children, Age 21 1,403
Individual+3 or more children, Age 30 1,469
Individual+3 or more children, Age 40 1,538
Individual+3 or more children, Age 50 1,783
Reference
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  • HealthCare.gov. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov
  • The 'metal' categories: Bronze, Silver, Gold & Platinum. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/choose-a-plan/plans-categories
  • Health insurance plan & network types: HMOs, PPOs, and more. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/choose-a-plan/plan-types