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Blue Cross Select Silver
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Blue Cross Select Silver

Overview
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Blue Cross Select Silver is an individual health health plan issued by Blue Cross and Blue Shield of Alabama and is available for the year 2019. This health plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA).

Where Do I Need to Live to Quality for this Plan?

This plan is available for qualifying individuals who live in Elmore county, Alabama.

What Type of Health Plan Is This?

This plan is a PPO plan, which is also known as a "Preferred Provider Organization." In this type of insurance plan, you can choose to receive care from doctors, hospitals, and other providers who are in-network or out-of-network. You pay less if you use in-network providers. In a PPO plan, you can visit any doctor without getting a referral.

Where Can I Buy This Plan?

You can purchase this plan at HealthCare.gov.

About
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Issuer
Blue Cross and Blue Shield of Alabama
Plan ID
46944AL0660001
Coverage area
Elmore County, Alabama
Phone
Local Phone: 1-855-350-7437
Toll-Free: 1-855-350-7437
TTY:
Plan type
PPO
Coverage type
Medical deductible
$2,800
Out-of-pocket maximum
$7,900
Generic drug co-pay
$20
Preferred brand drug co-pay
$85
Primary care physician visit cost
$40
Specialist doctor visit cost
$65
Doctor Visits
Primary Care Visit $40
Specialist Visit $65
Emergency Room Visit $600
Inpatient Facility Visit 20%
Inpatient Physician Visit No Charge after Deductible
Prescription Drugs
Generic Drugs $20
Preferred Brand Drugs $85
Non-preferred Brand Drugs 50%
Specialty Drugs $250
Medical Deductible
Medical Deductible (Individual) $2,800
Medical Maximum Out Of Pocket (Individual) $7,900
Medical Deductible (Family) $5,600
Medical Maximum Out Of Pocket (Family) $15,800
Drug Deductible
Drug Deductible (Individual) $0
Drug Maximum Out Of Pocket (Individual) Included in Medical
Drug Deductible (Family) $0
Drug Maximum Out Of Pocket (Family) Included in Medical
Premium Rates
EHB Percent of Total Premium 100.00%
Premium Child Age 0-14 260.99
Premium Child Age 18 260.99
Premium Adult Individual Age 21 411
Premium Adult Individual Age 27 430.73
Premium Adult Individual Age 30 466.49
Premium Adult Individual Age 40 525.26
Premium Adult Individual Age 50 734.05
Premium Adult Individual Age 60 1,115.45
Premium Couple 21 822
Premium Couple 30 932.98
Premium Couple 40 1,050.52
Premium Couple 50 1,468.1
Premium Couple 60 2,230.9
Couple+1 child, Age 21 1,082.99
Couple+1 child, Age 30 1,193.97
Couple+1 child, Age 40 1,311.51
Couple+1 child, Age 50 1,729.09
Couple+2 children, Age 21 1,343.98
Couple+2 children, Age 30 1,454.96
Couple+2 children, Age 40 1,572.5
Couple+2 children, Age 50 1,990.08
Couple+3 or more Children, Age 21 1,604.97
Couple+3 or more Children, Age 30 1,715.95
Couple+3 or more Children, Age 40 1,833.49
Couple+3 or more Children, Age 50 2,251.07
Individual+1 child, Age 21 671.99
Individual+1 child, Age 30 727.48
Individual+1 child, Age 40 786.25
Individual+1 child, Age 50 995.04
Individual+2 children, Age 21 932.98
Individual+2 children, Age 30 988.47
Individual+2 children, Age 40 1,047.24
Individual+2 children, Age 50 1,256.03
Individual+3 or more children, Age 21 1,193.97
Individual+3 or more children, Age 30 1,249.46
Individual+3 or more children, Age 40 1,308.23
Individual+3 or more children, Age 50 1,517.02
Reference
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  • HealthCare.gov. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov
  • The 'metal' categories: Bronze, Silver, Gold & Platinum. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/choose-a-plan/plans-categories
  • Health insurance plan & network types: HMOs, PPOs, and more. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/choose-a-plan/plan-types