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Gold 2000
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Gold 2000

Overview
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Gold 2000 is an individual health health plan issued by QualChoice Life & Health Insurance Company, Inc. and is available for the year 2019. This health plan is offered by the federal government through HealthCare.gov and the Affordable Care Act (ACA).

Where Do I Need to Live to Quality for this Plan?

This plan is available for qualifying individuals who live in Woodruff county, Arkansas.

What Type of Health Plan Is This?

This plan is a PPO plan, which is also known as a "Preferred Provider Organization." In this type of insurance plan, you can choose to receive care from doctors, hospitals, and other providers who are in-network or out-of-network. You pay less if you use in-network providers. In a PPO plan, you can visit any doctor without getting a referral.

Where Can I Buy This Plan?

You can purchase this plan at HealthCare.gov.

About
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Issuer
QualChoice Life & Health Insurance Company, Inc.
Plan ID
37903AR0070008
Coverage area
Woodruff County, Arkansas
Phone
Local Phone: 1-501-228-7111x7006
Toll-Free: 1-800-235-7111
TTY: 1-501-219-5188
Plan type
PPO
Coverage type
Medical deductible
$2,000
Out-of-pocket maximum
$4,000
Generic drug co-pay
$10
Preferred brand drug co-pay
$35
Primary care physician visit cost
$25
Specialist doctor visit cost
$50
Doctor Visits
Primary Care Visit $25
Specialist Visit $50
Emergency Room Visit $100
Inpatient Facility Visit 30% Coinsurance after deductible
Inpatient Physician Visit 30% Coinsurance after deductible
Prescription Drugs
Generic Drugs $10
Preferred Brand Drugs $35
Non-preferred Brand Drugs $65
Specialty Drugs $200
Medical Deductible
Medical Deductible (Individual) $2,000
Medical Maximum Out Of Pocket (Individual) $4,000
Medical Deductible (Family) $4,000
Medical Maximum Out Of Pocket (Family) $8,000
Drug Deductible
Drug Deductible (Individual) $0
Drug Maximum Out Of Pocket (Individual) Included in Medical
Drug Deductible (Family) $0
Drug Maximum Out Of Pocket (Family) Included in Medical
Premium Rates
EHB Percent of Total Premium 100.00%
Premium Child Age 0-14 272
Premium Child Age 18 325
Premium Adult Individual Age 21 356
Premium Adult Individual Age 27 373
Premium Adult Individual Age 30 404
Premium Adult Individual Age 40 455
Premium Adult Individual Age 50 636
Premium Adult Individual Age 60 966
Premium Couple 21 712
Premium Couple 30 808
Premium Couple 40 910
Premium Couple 50 1,272
Premium Couple 60 1,933
Couple+1 child, Age 21 984
Couple+1 child, Age 30 1,080
Couple+1 child, Age 40 1,182
Couple+1 child, Age 50 1,544
Couple+2 children, Age 21 1,257
Couple+2 children, Age 30 1,353
Couple+2 children, Age 40 1,455
Couple+2 children, Age 50 1,817
Couple+3 or more Children, Age 21 1,529
Couple+3 or more Children, Age 30 1,625
Couple+3 or more Children, Age 40 1,727
Couple+3 or more Children, Age 50 2,089
Individual+1 child, Age 21 628
Individual+1 child, Age 30 676
Individual+1 child, Age 40 727
Individual+1 child, Age 50 908
Individual+2 children, Age 21 901
Individual+2 children, Age 30 949
Individual+2 children, Age 40 1,000
Individual+2 children, Age 50 1,181
Individual+3 or more children, Age 21 1,173
Individual+3 or more children, Age 30 1,221
Individual+3 or more children, Age 40 1,272
Individual+3 or more children, Age 50 1,453
Reference
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  • HealthCare.gov. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov
  • The 'metal' categories: Bronze, Silver, Gold & Platinum. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/choose-a-plan/plans-categories
  • Health insurance plan & network types: HMOs, PPOs, and more. U.S. Centers for Medicare and Medicaid. Accessed June 11, 2019. https://www.healthcare.gov/choose-a-plan/plan-types